Who Is BP Inc.

The placement of your clients stop loss business means more than just finding the lowest rate.  There are considerations that are just as important as rates – Will claims be reimbursed?  If so, will it be on a timely basis?  Will your client(s) receive the service and support they desire?  Will your stop loss provider work with you to craft and customize your clients’ health plan?  If there are questions or difficulties who will you contact? 

BP Inc. a United Healthcare Company, serves as a dependable, secure source for competitively priced stop loss when UMR is the Administrator of the medical plan.  BP Inc. is not just a provider of stop loss; we pride ourselves as being a resource for you and your client.

BP Inc. Provides

·       A full line of contract types and endorsements to manage your clients'  risk.

·       Specific stop-loss levels up to $750,000.

·       Specific maximums up to $5,000,000.

·       A variety of run-in, run-out, and incurred and paid contracts.  Specific and aggregate terminal liability endorsements as well as advancement features to manage your clients' monthly self funded costs..

·       Cost containment programs including case management services, organ transplant networks and claim negotiation services are available.

·       An experienced and friendly staff that brings solutions to your clients’ stop loss needs.

BP Inc., a stop loss resource for you and your client when UMR is the administrator of the medical plan.

BP Inc. Advantages

·      BP Inc. has complete underwriting, contract, and claims authority for United HealthCare Insurance Company (rated A by A.M. Best).

·      BP Inc. has senior level staff to work directly with you to handle your clients' needs.

·       BP Inc. provides at no cost in all of it's contracts:

       Common Accident Provision which means only one Specific Deductible will be applied if two or more family members incur expenses as a result of the same accident.

   Step-Down Deductible for pre-qualified services at an OptumHealth Centers of Excellence Network Facility. 

        12-month Specific Advancement    

·       BP Inc. is proud of its three-day claim turnaround.

·       BP Inc., is a United HealthCare Services Company (UHS).  UHS is owned by UnitedHealth Group, Inc., a publicly traded company under the symbol: UHN.